If you are thinking of buying a home in the near future…you need to act now! Rates are low, which means you save money on the home you want, OR you can buy a more expensive or larger home for the same monthly payment.
Borrowers eager to lock in a very low-rate mortgage should apply in the next day or two, says Bankrate.com mortgage analyst Holden Lewis. Rates haven’t been this low since the 1950s, he says, adding that rates are unlikely to fall further. “You can float, but that's not a smart strategy. It's like asking for another card when you have 19 in blackjack. Stand and take your chances,” he advises.
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