RATES ARE STILL BELOW 5% on Conventional, FHA, and VA and Down Payment Assistance Programs! 3 programs available with a minimum 620 credit score! 4 programs available with no money down!
RURAL DEVELOPMENT LOANS: MINIMUM CREDIT SCORE IS 620. NO MONEY DOWN/NO PMI. WE HAVE IN HOUSE UNDERWRITING ON THESE FILES AND RD APPROVAL IS 24-48 HOURS.
FHA: MINIMUM CREDIT SCORE IS 640. WE HAVE AUTOMATED APPROVALS AND WITH AN APPROVE/ELIGIBLE CUSTOMER DOES NOT HAVE TO PAY OFF ANY COLLECTIONS! (We do require tax liens and judgments be paid or have payment plan set up).
I HAVE DOWN PAYMENT ASSISTANCE! THE BOND PROGRAM IS MINIMUM 620 CREDIT SCORE, NO MONEY DOWN, AND IS HIGHER INCOME. THE ADDI PROGRAM IS 640 CREDIT SCORE, NO MONEY DOWN, AND LOW INCOME.
VA LOANS ARE MINIMUM 620 CREDIT SCORE AND NO MONEY DOWN.
CONVENTIONAL IS MINIMUM 680 CREDIT SCORE.
Monica Specht
Branch Manager
105 Country Club Parkway
Maumelle, AR 72113
Office: 501.734.0100
Cell: 501.231.4695
Fax: 501.734.0103
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